Self-directed IRA custodian

Your self-directed IRA, held securely. Your investments, your call.

Asset Trust is the custodian for self-directed IRAs. We securely hold the investments you choose, keep your records straight, and handle the IRS paperwork. You stay in control of every decision.

Open for business · Serving self-directed investors nationwide

Never a % of your account value

Open an account

Start on your own, or talk it through with us first.

Start an application

Know what you want? Fill it out online, no call needed.

Start an application

Talk to a representative

Have questions first? Book a time or give us a call.

In plain words

What is a self-directed IRA?

It's a retirement account that lets you invest in more than just stocks and mutual funds. Things like real estate, private loans, and gold.

Asset Trust is the custodian. That means we hold your investments in your IRA's name, keep your records, and file the right forms with the IRS. We don't give advice, and we don't choose investments. You pick the investments. We hold them securely and handle the rest.

  1. 01

    Open

    Open your account online or with our help. We walk you through every step. No jargon.

  2. 02

    Fund

    Move money in by transfer or rollover from another retirement account. We handle the details.

  3. 03

    Invest

    Tell us what to buy. You direct the investment, we handle the paperwork and hold it securely.

More than the stock market

What can you hold in your IRA?

A lot more than most people think. A few of the most common:

  • 01

    Real estate

    Homes, land, and rentals

  • 02

    Private loans & notes

    Lend and earn interest

  • 03

    Gold & precious metals

    Held at a secure depository

  • 04

    Private companies

    LLCs and partnerships

  • 05

    Digital assets

    Bitcoin and more

You choose your investments. Asset Trust does not recommend, evaluate, or review them. We hold what you direct us to hold.

Why people trust us

An established team. Your assets held in your name, under your direction.

50years
of trust and custody experience
100%
of investment decisions stay yours
0%
asset-based fees, one flat annual rate

A trust company and the custodian of record. Your assets are held in your account's name, under your written direction.

The custodian of record, not a middleman

Some companies are really just administrators using another bank to hold your money. Asset Trust is the actual trust company that holds your account.

A passive custodian

We follow your written directions. We don't choose investments or make decisions for you. Your choices stay yours.

Your online account

Check your IRA any time, from anywhere.

When you open an account, you get a simple, secure online portal to keep an eye on everything you hold.

  • See everything you hold in one place
  • Check your balances and account activity
  • Reach us securely from your account
Sample view

My accounts

Traditional IRA#10024872
Sarah Investor · Traditional IRA

$128,400.00

Cash$3,250.00
Assets$125,150.00

Latest transactions

  • ContributionJun 9+$7,500.00
  • Rent · Austin, TXMay 2+$1,240.00

Make a request

Incoming Transfer

Outgoing Transfer

Rollover

Contribution

Distribution

FMV Valuation

Illustrative preview of the client portal. Sample figures.
Simple, honest pricing

Simple pricing. No surprises.

One flat annual fee. That's it. Your fee doesn't grow just because your account does, so you'll always know exactly what you pay.

No percentage of your money. No commissions for selling you anything, because we never sell investments at all.

One flat annual fee
$375/ year

includes setup and your first 3 assets

  • We never take a percentage of your account value
  • No hidden charges
  • No commissions
  • No surprises
A thank-you that pays you back

Refer a friend, save on your fee.

Know someone who could use a self-directed IRA? Refer them. When they open an account, we'll credit $50 toward your next annual fee as a thank you.

They openYou save

$50

off your annual fee

Ready when you are

Open your account.

Ready to open your self-directed IRA? Start your application online, or call and talk to a real person.

  • Talk to a real person, no call centers
  • We explain everything in plain language
  • No pressure, no sales pitch
Have a question? Call us(505) 405-2710Mon to Fri, 8am to 5pm Mountain Time