Your retirement, held safely. Your investments, your call.
Asset Trust is the custodian for self-directed IRAs. We safely hold the investments you choose, keep your records straight, and handle the IRS paperwork. You stay in control of every decision.
Opening soon · New Mexico chartered (charter pending approval)
The custodian of record. Not a middleman.
A real New Mexico trust company holds your account — not someone else's bank borrowed for the day.
of experience
IRAs handled
What is a self-directed IRA?
It's a retirement account that lets you invest in more than just stocks and mutual funds — things like real estate, private loans, and gold.
Asset Trust is the custodian. That means we hold your investments in your IRA's name, keep your records, and file the right forms with the IRS. We don't give advice, and we never take risks with your money. You pick the investments. We keep them safe and handle the rest.
- 01
Open
Open your account online or with our help. We walk you through every step. No jargon.
- 02
Fund
Move money in by transfer or rollover from another retirement account. We handle the details.
- 03
Invest
Tell us what to buy. You direct the investment, we handle the paperwork and hold it safely.
What can you hold in your IRA?
A lot more than most people think. A few of the most common:
- 01
Real estate
Homes, land, and rentals
- 02
Private loans & notes
Lend and earn interest
- 03
Gold & precious metals
Held at a secure depository
- 04
Private companies
LLCs and partnerships
- 05
Digital assets
Bitcoin and more
You choose your investments. Asset Trust does not recommend, evaluate, or review them. We hold what you direct us to hold.
An established team. A real charter. Your money, never at risk with us.
- 50years
- of self-directed IRA experience
- 10,000+
- IRAs handled by our founders
- 0%
- taken from your savings, ever
A New Mexico–chartered trust company, regulated by the state's Financial Institutions Division.
The custodian of record, not a middleman
Some companies are really just administrators using another bank to hold your money. Asset Trust is the actual trust company that holds your account.
A safe, passive custodian
We follow your written directions. We don't invest your money, take risks with it, or make decisions for you. Your choices stay yours.
Check your IRA any time, from anywhere.
When you open an account, you get a simple, secure online portal to keep an eye on everything you hold.
- See every investment in one place
- Download your statements and tax forms
- Send us directions securely, any time
Your IRA value
$128,400
- Rental propertyAlbuquerque, NM$72,500
- Gold & metalsDelaware Depository$31,900
- Private note12% · 36 mo$24,000
Simple pricing. No surprises.
One flat annual fee. That's it. Your fee doesn't grow just because your account does, so you'll always know exactly what you pay.
No percentage of your money. No commissions for selling you anything — because we never sell investments at all.
Placeholder — final pricing coming soon
- We never take a percentage of your savings
- No hidden charges
- No commissions
- No surprises
Refer a friend, earn into your IRA.
Know someone who could use a self-directed IRA? Refer them. When they open an account, we'll deposit $50 to $100 right into your IRA as a thank you.
$50–$100
into your IRA
Get on the list.
We're opening soon. Get on the list and we'll let you know the moment you can open an account.
- Talk to a real person — no call centers
- We explain everything in plain language
- No pressure, no sales pitch
Get on the list
It takes less than a minute.